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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Paypale Credit - Handy for spreading the cost

5
I have found PayPal Credit really handy for spreading the cost of bigger purchases without feeling the hit all at once. It is super easy to use since it is built right into PayPal which makes checkout quick and simple. You do need to stay on top of payments though interest can add up if you do not clear it in time. Overall it is a useful option if you are organised and want a bit more flexibility when shopping online. Reviewed on: 20th April 2026
Theresa's avatar
Theresa

Helping business hand

5
PayPal helped me with things otherwise I wouldn't be abel to. Reviewed on: 20th April 2026
Judy 's avatar
Judy

I use PayPal frequently and have never had any issues.

5
I use PayPal frequently and have never had any issues. I love pay on 3 which helps me to purchase what I need and breaks down more expensive items. I like the security it provides me with when shopping in line. Reviewed on: 20th April 2026
Carol's avatar
Carol

I have used paypal for several years now and always...

5
I have used paypal for several years now and always found them helpfull if ive ever needed to contact them also the app us great and easy to use and credit is always available i like the fact you can make purchases on a 0% 4month interest free on purchases Reviewed on: 20th April 2026
Debbie Lovett Stubbs's avatar
Debbie Lovett Stubbs

Always good to know you have the added benefit of be...

5
Always good to know you have the added benefit of being able to trust PayPal Reviewed on: 20th April 2026
Sylvia B's avatar
Sylvia B

PayPal is a seamless hassle free Service.

5
PayPal is a seamless hassle free Service. I have not experienced any issues with payment or collection, information is quick and easy to understand. Reviewed on: 20th April 2026
Geoff B's avatar
Geoff B

I’ve found using PayPal easy and convenient

5
I’ve found using PayPal easy and convenient Reviewed on: 20th April 2026
Tracy's avatar
Tracy

PayPal is easy to use and gives me peace of mind whe...

5
PayPal is easy to use and gives me peace of mind when making purchases as i know it is very secure Reviewed on: 20th April 2026
Mrs J's avatar
Mrs J

Paypal-icious

5
Excellent customer service and payment options Reviewed on: 20th April 2026
Aurangzeb K's avatar
Aurangzeb K

The best choice I made is to create a PayPal account.

5
The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to use and they accepted me straight away for my credit. I'm using it daily because is more convenient than to carry the wallet around with me. Reviewed on: 20th April 2026
Alexandra T's avatar
Alexandra T

Review PayPal: PayPal Credit now

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