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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

I’ve been using PayPal for years, never lets me down...

I’ve been using PayPal for years, never lets me down and now with PayPal in my wallet it is even easier. Reviewed on: 20th April 2026

Safest way to spend online

I dont like to use my bank details on online payments so always if possible use PayPal . Ive been with these a number of years and they've never failed in there excellent services they provide Reviewed on: 20th April 2026

They offered 0% interest rate for very long period t...

They offered 0% interest rate for very long period to pay off Reviewed on: 20th April 2026

Excellent

All good I like it for a money , Reviewed on: 20th April 2026

Very easy to use and great for security

Very easy to use and great for security Reviewed on: 20th April 2026

Perfect for me

Easy to use and reliable whenever I need it for those pay later moments. Reviewed on: 20th April 2026

Ability to pay over 4 months is great.

Ability to pay over 4 months is great. Even better, you can now use it with any vendor that allows card payment. Reviewed on: 20th April 2026

PayPal Credit - so easy to use.

One of the features of PayPal Credit is to spread the cost of larger amounts over 4 months interest free, this has proved so useful. Now having a physical PayPal credit card has enabled me to use PayPal for some suppliers who do not have The facility to pay on-line automatically. I have also found that PayPal the few occasions I have needed to contact PayPal because of issues with a purchase, this has been swiftly and efficiently sorted out. Reviewed on: 20th April 2026

Excellent funaminal very good service when needed.

Excellent funaminal very good service when needed. Employees are helpful Reviewed on: 20th April 2026

Feel safe to shop online with PayPal, pay in 3 a goo...

Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026

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