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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy to use great customer ssrvi

5
Easy to use great customer ssrvi Reviewed on: 20th April 2026

An excellent service with blazing fast transactions...

5
An excellent service with blazing fast transactions and free delivery updates. Reviewed on: 20th April 2026

Great customer service

5
Always had a top notch service when a problem has arisen, and the app is really easy to use Reviewed on: 20th April 2026

Very handy and easy to use, I love the pay inn3 inst...

5
Very handy and easy to use, I love the pay inn3 installments option. Reviewed on: 20th April 2026

Easy to use quick and easy payments

5
Easy to use quick and easy payments Reviewed on: 20th April 2026

I am very impressed with PayPal Credit, particularly...

5
I am very impressed with PayPal Credit, particularly how smoothly it integrates into the existing PayPal ecosystem. The entire process—from the initial application to making purchases—was incredibly fast and digitally intuitive. What I appreciate most: • Speed: The approval was almost instantaneous, allowing me to complete my purchase without any delays. • Transparency: The dashboard provides a very clear overview of my installments, due dates, and remaining credit limit. • Flexibility: Being able to spread the cost of larger purchases makes managing my monthly budget much easier. It’s an ideal tool for anyone looking for a modern alternative to traditional credit cards while staying with a trusted provider. As long as you stay on top of your repayment schedule, it is a hassle-free and highly useful financial service. Reviewed on: 20th April 2026

Very handy when i need to spend big.

5
Very handy when i need to spend big and split payment. Reviewed on: 20th April 2026

Great service

5
Always a great experience and customer service is brilliant. Reviewed on: 20th April 2026

Safe and secure

5
Safe and secure, with good options for credit. Reviewed on: 20th April 2026

Transactions provided good experience

5
Transactions provided good experience Reviewed on: 20th April 2026

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