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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Amazingly quick response whenever I have purchased s...

5
Amazingly quick response whenever I have purchased something Reviewed on: 20th April 2026

All great always good support if needed

5
All great always good support if needed Reviewed on: 20th April 2026

Found very good service and time to pay off bill bef...

5
Found very good service and time to pay off bill before interest is added which is so helpful today the way so many add interest straight away Reviewed on: 20th April 2026

Shopping online is far easier with PayPal credit tha...

5
Shopping online is far easier with PayPal credit than other credit providers. PayPal has multiple easy to use options and transactions are very quick. The account is also easy to operate making managing credit much smoother. Reviewed on: 20th April 2026

It’s great.

5
It’s great. I’ve used it for years! Reviewed on: 20th April 2026

So far my dealings with PayPal have been good.

5
So far my dealings with PayPal have been good. Reviewed on: 20th April 2026

Simple way to pay

5
Simple way to pay, strong customer service and widely accepted Reviewed on: 20th April 2026

Great Experience with PayPal Credit

5
I’ve had a very good experience with PayPal Credit. It’s easy to use, payments are straightforward to manage, and it gives helpful flexibility when making purchases. The process has been smooth, and I like how everything is integrated within PayPal, which makes tracking spending and payments simple. Overall, a convenient and reliable service that has worked well for me. Reviewed on: 20th April 2026

The app is easy to navigate, even when I.

5
The app is easy to navigate, even when I. Change phone I was able to configure my account back without stress. The security system is very excellent keep it up!!!! Reviewed on: 20th April 2026

I recently had bad credit rating.

5
I recently had bad credit rating. Started using PayPal pay in 3 at first. Kept payments up and got accepted for £2000. Glad PayPal gave me a chance. Reviewed on: 20th April 2026

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