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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Second to NONE

Brilliant service. Safe, secure. Plenty of reminders of actions required. Very straightforward. Hard to beat. All very positive. I cannot fault them in any way. Reviewed on: 20th April 2026

Excellent service

Reliable service have used many times Reviewed on: 20th April 2026

Great app, good systems, great for credit account p...

Great app, good systems, great for credit account paypal+ new and has reward points on purchases and great overall security and customer service from my experience over the years. Happy to be a customer ongoing. Reviewed on: 20th April 2026

Quick decision and easy to apply for

Quick decision and easy to apply for Reviewed on: 20th April 2026

A direct debit bounced due to the fact that I switch...

A direct debit bounced due to the fact that I switched banks and they failed to properly transfer the payment details over. However PayPal answered the phone very quickly and we're very helpful. They waived the late payment charge and set up a new direct debit. Reviewed on: 20th April 2026

Trusted and reliable

PayPal is the best. Easy payments and very useful app Reviewed on: 20th April 2026

PayPal credit makes things so easy to split big paym...

PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026

Great customer service.

Great customer service. Wish to respond if there is an issue. PayPal is great for convenience. Reviewed on: 20th April 2026

Good app and easy to use, haven’t had any issues

Good app and easy to use, haven’t had any issues Reviewed on: 20th April 2026

Is good to have a back up plan.

Is good to have a back up plan. I think this is good as it gives you time to pay back too. Reviewed on: 20th April 2026

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