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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Paypal make my life easy.

Paypal make my life easy. When i am short of money. Paypal make it easy Reviewed on: 20th April 2026

Good for what I have used it for do far but do find...

Good for what I have used it for do far but do find interest high on things they offer. Reviewed on: 20th April 2026

Great always helpful and have used it for years real...

Great always helpful and have used it for years really reliable and I can use it in lots of different outlets. Reviewed on: 20th April 2026

Frequent user

Been using paypal for many years Reviewed on: 20th April 2026

I use PayPal for most of my purchases and every time...

I use PayPal for most of my purchases and every time when I had a problem with a scam I receive my money back immediately from PayPal . I use PayPal credit as well and a credit card it’s worth it for me I bought my fridge freezer with PayPal credit and lots of stuff no fees if I keep up with payments Reviewed on: 20th April 2026

Convenient, Flexible, and Easy-to-Use Credit Option

I’ve had a really positive experience using PayPal Credit. It’s been a convenient and flexible way to manage purchases, especially when I need to spread the cost over time. The application process was straightforward, and I got a decision quickly, which made it easy to start using right away. What I appreciate most is how seamlessly it integrates with PayPal at checkout, there’s no extra hassle, and it’s accepted on so many websites. The option for interest-free periods (when available) is a big plus, as it helps me budget without worrying about extra costs if I pay on time. The online account management is clear and user-friendly, allowing me to keep track of my spending, payments, and balance easily. Payments are also simple to make, and I like having the flexibility to pay more than the minimum whenever I can. Overall, PayPal Credit has been a reliable and helpful financial tool for managing my spending responsibly. As long as you stay on top of repayments, it’s a great option for added flexibility and convenience. Reviewed on: 20th April 2026

Bestest app and so so useful and easy to use...

Bestest app and so so useful and easy to use Reviewed on: 20th April 2026

I love how you get a set amount of months with low i...

I love how you get a set amount of months with low interest, however I’d love if they also reported good credit as well as bad Reviewed on: 20th April 2026

PP is easy to use.

Easy to use and transaction goes smoothly. Reviewed on: 20th April 2026

I have really good cash flow management.

I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026

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