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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

My Go-To funding source!

PayPal Credit has been smooth and incredibly easy to use. Refunds process quickly, the online account is always clear and neat to comprehend. Reviewed on: 20th April 2026

Very good customer service and I like PayPal credit...

Very good customer service and I like PayPal credit card I am used PayPal credit card other cantre all shop available Reviewed on: 20th April 2026

PayPal is not like brokers and lenders which hide fe...

PayPal is not like brokers and lenders which hide fees and rates for repayments. With PayPal everything is clear, you get you valuable money you need and you pay back only what you have agreed to pay. Reviewed on: 20th April 2026

Great for purchases & service.

Great for purchases & service. I have used PayPal for several years for many payments & find the service very useful. Even better now that you can earn points while using their services. Reviewed on: 20th April 2026

Easy process and affordable options

It is amazing to have many options on how to spread the cost of our purchases according to our affordability. Approximately 90% + of my purchases have been through paypal credit and I totally recommended it. Reviewed on: 20th April 2026

Convenient way of paying , easy app to use.

Convenient way of paying , easy app to use. Reviewed on: 20th April 2026

All round great service

I have been using PayPal for many years it is a great safe way of paying and the customer service is outstanding and always happy to help Reviewed on: 20th April 2026

Topnosh way to pay yo bills

all payments done on peace of mind,security topnosh from fraudsters Reviewed on: 20th April 2026

I wanted to cancel automatic top ups, they have made...

I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that cannot help. PayPal has entered the realms of shockingly bad customer service, following big companies who just don't care. Reviewed on: 20th April 2026

Life has been made more enjoyable where I can now af...

Life has been made more enjoyable where I can now afford to do and buy things when I want to and pay it back slowly without incurring any interest. Customer experience has always been amazing and very helpful every time I had an issue. I now make all my transactions through PayPal as it's only forum in now trust. Reviewed on: 20th April 2026

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