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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Efficient and easily accessible service for most onl...

5
Efficient and easily accessible service for most online purchases. Reviewed on: 20th April 2026

Brilliant , always helpful and secure !

5
Brilliant , always helpful and secure ! I use it with so much confidence..! I am damn sure that with whatever is going on i this world , paypal will never let me down .. Reviewed on: 20th April 2026

Using paypal is the best in my experience.

5
Using paypal is the best in my experience. Reviewed on: 20th April 2026

Paypal credit helped me to buy expensive 3d printer,...

5
Paypal credit helped me to buy expensive 3d printer, helped to spread payments for 4 months. Thank you for that. Reviewed on: 20th April 2026

It's great service and %chance to miss payments and...

5
It's great service and %chance to miss payments and secure to shop online by wrong any things bay shopping u can claim back it's great to me and always use PayPal to make payments. Shop online. Sand money Reviewed on: 20th April 2026

Amazing.

5
Amazing. Love using PayPal makes it that little bit easier especially when you can't afford an item in one big payment Reviewed on: 20th April 2026

Easy use, protected, overall helpful

5
Easy use, protected, overall helpful Reviewed on: 20th April 2026

PayPal offering is really easy and simple to use.

5
PayPal offering is really easy and simple to use. They have simple straightforward plans that are offered at almost all major retailers which is really convenient. I feel safer transacting through PayPal than making payments directly. Reviewed on: 20th April 2026

Best credit service so far.

5
Best credit service so far. I fully reccomend it Reviewed on: 20th April 2026

PayPal is safe and convenient to us.

5
PayPal is safe and convenient to us. Reviewed on: 20th April 2026

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