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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I’ve been using PayPal for years, and it remains my...

5
I’ve been using PayPal for years, and it remains my go-to for online shopping. The main draw for me is the security—I don't have to enter my credit card details on every random site I visit. Refunds are generally straightforward, and the app interface is clean. It’s a staple for a reason; it makes checking out a ten-second process instead of a five-minute chore. Reviewed on: 20th April 2026

Very versatile, convenient, and really easy to use

4
Very versatile , convenient and easy to use Reviewed on: 20th April 2026

Very easy to use when ordering from the website

5
Very easy to use when ordering from the website Reviewed on: 19th April 2026

Very easy to get credit excellent service

5
Very easy to get credit excellent service Reviewed on: 19th April 2026

Easy to use app

5
Easy to use app. Like the new debit card Reviewed on: 19th April 2026

Safe payment via PayPal on online shopping

5
Safe payment via PayPal on online shopping Reviewed on: 19th April 2026

Versatile and easy to use

5
I love how versatile PayPal is with the different, flexible services that it provides. These services are easy to set up and keep a track of through the app. Reviewed on: 19th April 2026

Mostly I'm using paypal for my 3rd party payment as...

5
Mostly I'm using paypal for my 3rd party payment as I consider its more safe way to pay. And will recommend to my all family and friends to use paypal and its really trust worthy. Reviewed on: 19th April 2026

Very happy with how PayPal works and how easy and qu...

5
Very happy with how PayPal works and how easy and quick Reviewed on: 19th April 2026

Just easy

4
Just easy to use and make paying for the more expensive things a lot easier. Reviewed on: 19th April 2026

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