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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Easy to use and clear.

5
Easy to use and clear. Feel in control Reviewed on: 19th April 2026
Daniel W's avatar
Daniel W

I would not use any other payment method other than...

5
I would not use any other payment method other than PayPal. It gives me peace of mind when I see the PayPal sign to use for payment because I know I don't have to have my physical card in hand when I come to pay for any of my purchases. Reviewed on: 19th April 2026
Mimmie O's avatar
Mimmie O

Managing cadh

5
Good for managing budget and enabling purchases Reviewed on: 19th April 2026
Tor's avatar
Tor

I love pay pal plus I get reward points and they bui...

5
I love pay pal plus I get reward points and they build so quick Reviewed on: 19th April 2026
Mel's avatar
Mel

PayPal is a nice platform for international exchange...

5
PayPal is a nice platform for international exchange payments Reviewed on: 19th April 2026
Muhammad's avatar
Muhammad

They help me manage my payments really easily and al...

5
They help me manage my payments really easily and allow me more leeway with purchases in order to manage my finances efficiently - their customer service is also great! The app is easy to access and navigate and the biometrics are an added security. Reviewed on: 19th April 2026
Ljsb's avatar
Ljsb

I think so far so good.

5
I think so far so good. I can use the credit in Peacr of mind. Reviewed on: 19th April 2026
CHEGUN's avatar
CHEGUN

Excellent service and support

5
Easy to use app, lots of options. Great customer service and support Reviewed on: 19th April 2026
Kevin G's avatar
Kevin G

Poor customer service options.

4
Poor customer service options. It should be easier to find an agent to talk Reviewed on: 19th April 2026
Israel M's avatar
Israel M

Have been using Paypal for years!

5
Have been using Paypal for years! Paypal has been great for peace of mind and in terms of quality customer service. Getting your money back was a bliss. Reviewed on: 19th April 2026
Shamz's avatar
Shamz

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