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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Excellent customer care and support

Excellent customer care and support Reviewed on: 19th April 2026

Good credit, sign up received money, easy to navigat...

Good credit, sign up received money, easy to navigate app Reviewed on: 19th April 2026

I would love to see pay pal credit for longer, like...

I would love to see pay pal credit for longer, like 6-12 months instead of only 4 months. Reviewed on: 19th April 2026

Nice service and good customer service

Nice service and good customer service Reviewed on: 19th April 2026

It really helped me when I needed it.

It really helped me when I needed it. Reviewed on: 19th April 2026

Excellent service

Excellent service and easy to sort out any complications with refunds or if something goes wrong Reviewed on: 19th April 2026

Easy to use and understand.

Easy to use and understand. Good option to spread payments at low cost Reviewed on: 19th April 2026

I’m very happy with them so far.

I’m very happy with them so far. They seem fresh and new, but reliable. It seems quite easy to get things done with them, and I’m stopping using my previous favourite card in favour of using the PayPal card. Reviewed on: 19th April 2026

Great service and product but not always well commun...

Great service and product but not always well communicated and hard to sometimes find exact details Reviewed on: 19th April 2026

Paypal Credit is the best option as credit card

I like 4 month 0% intrest option for the most of the retailers. It helps me to divide payment and manage easily.physical card which you can use on the instore shopings. Reviewed on: 19th April 2026

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