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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great service - would highly recommend

5
Great service - would highly recommend Reviewed on: 19th April 2026

Paypal is great

5
Paypal is great, never had an issue. Reviewed on: 19th April 2026

Best retailer

5
Always a great experience with customer service also good rewards Reviewed on: 19th April 2026

I use payPal for everything

5
It’s efficient and safe - ive never had any problems with PayPal.i love the interest free credit and the pay in 3 option Reviewed on: 19th April 2026

It’s really easy to use and really handy when I am a...

5
It’s really easy to use and really handy when I am a bit short of cash. Reviewed on: 19th April 2026

its very handy with any kind of financial need.

5
its very handy with any kind of financial need. Easy to pay of as well. Reviewed on: 19th April 2026

Very easy to use, safe.

5
Very easy to use, safe. I do use for online shopping for safety issues. If any problem happens, PayPal dispute always works Reviewed on: 19th April 2026

I've had for years and really saved me at times and...

5
I've had for years and really saved me at times and helped me out. Would recommend to any one. Reviewed on: 19th April 2026

Always great service I can shop at all the brands th...

5
Always great service I can shop at all the brands that I need to easy to use Reviewed on: 19th April 2026

I would say I have had a positive experience with Pa...

5
I would say I have had a positive experience with PayPal Credit. I like that I can pay off larger transactions over several months. I love that I can now use PayPal Credit in stores with the introduction of the physical credit card. I think the user interface could be a little clearer at times, as I find it is not always easy to see what transactions have been made and what is due when etc. Reviewed on: 19th April 2026

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