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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Really helps with PayPal pay later would recommend.

Really helps with PayPal pay later would recommend. Reviewed on: 19th April 2026

PayPal made my finances organised very well.

PayPal made my finances organised very well. I enjoy the fact where I can also view my orders. It basically makes every monthly payment easier with good reminders and excellent offers. Reviewed on: 19th April 2026

good and smooth experience overall.

I’ve had a good and smooth experience overall. Earlier, it used to be difficult to find vendors who accepted PayPal, but this has become much easier—especially after the introduction of the PayPal Credit physical card. I also appreciate the 4‑month interest‑free payment option along with the occasional promotional offers. Reviewed on: 19th April 2026

Great service and easy to navigate the app.

Great service and easy to navigate the app. Reviewed on: 19th April 2026

Normal it wasn’t bad or good to be honest

Normal it wasn’t bad or good to be honest Reviewed on: 19th April 2026

It was easy to use and pretty fool proof to set up.

It was easy to use and pretty fool proof to set up. They don't loan more then your capable of returning which is very helpful. Reviewed on: 19th April 2026

Good and fast acting had a issue with a seller PayPa...

Good and fast acting had a issue with a seller PayPal cleared it up fast and easy for me Reviewed on: 19th April 2026

I had a great experience with PayPal Credit.

I had a great experience with PayPal Credit. It was quick to set up, easy to use, and helped make payments more manageable. Reviewed on: 19th April 2026

It been a good experience this far especially how sp...

It been a good experience this far especially how spending now give points Reviewed on: 19th April 2026

Just easy to use and send funds.

Just easy to use and send funds. Instant payments to friends and family. Reviewed on: 19th April 2026

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