Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

I have always found paypal so easy to use and any pr...

I have always found paypal so easy to use and any problems have been sorted swiftly and fairly Reviewed on: 19th April 2026

Manage fluctuations in spending easily

Free 4 months' credit allows you to 'smooth' spikes in expenditure easily Reviewed on: 19th April 2026

Peace of mind.

PayPal credit is very convenient and secure for everyday purchases and peace of mind. Reviewed on: 19th April 2026

Amazing service, it is fast and secure.

Amazing service, it is fast and secure. Reviewed on: 19th April 2026

It’s good I’m loving it .

It’s good I’m loving it . And just curious and excited to win that 1000 pounds Reviewed on: 19th April 2026

Brilliant service all round, easy to use all can be...

Brilliant service all round, easy to use all can be accessed from any where! Really happy Reviewed on: 19th April 2026

PayPal credit it’s very flexible and very helpful th...

PayPal credit it’s very flexible and very helpful thanks PayPal Reviewed on: 19th April 2026

It’s handy to pay over three months if you haven’t t...

It’s handy to pay over three months if you haven’t the finances to pay in one lump sum. Makes things more affordable. Reviewed on: 19th April 2026

PayPal is really flexible and responsible

PayPal is really flexible, but also responsible with its lending. It has triggered me to think about my habits Reviewed on: 19th April 2026

Fantastic and an extra layer of support with PayPal...

Fantastic and an extra layer of support with PayPal Credit. Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101293 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub