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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Its fantastic app with zero interest

Its fantastic app with zero interest Reviewed on: 19th April 2026

Easy to control and accepted most places

Easy to control and accepted most places Reviewed on: 19th April 2026

Made my life easier

Made life so much easier with 4 month interest free credit and the card also makes using it everywhere viable Reviewed on: 19th April 2026

It ok, but very high percentage rate.

It ok, but very high percentage rate. Reviewed on: 19th April 2026

I've been using PayPal for a several years and found...

I've been using PayPal for a several years and found no issues , most work gets done through the app without the need for me to contact customer service Reviewed on: 19th April 2026

A useful method to spread the cost

A useful method to spread the cost at competitive rates, or interest free with pay in three. Reviewed on: 19th April 2026

.. always helpfully..

Always willing to help out or to get my money back Reviewed on: 19th April 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. It’s easy to manage, the application process was quick, and it gives me flexibility when making purchases. I like how I can spread payments and keep track of everything clearly in one place. Customer support has also been helpful whenever I needed assistance. Overall, it’s a convenient and reliable option for managing my spending. Reviewed on: 19th April 2026

PayPal app is excellent, customer service is excellent.

PayPal app is excellent, customer service is excellent. Always feel safer paying with PayPal. Great credit card. Pay in 3 is great , very helpful Reviewed on: 19th April 2026

0% for 12 months is great

Needed to buy a large appliance and took advantage g the 0% for 12 months Reviewed on: 19th April 2026

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