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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

It’s easy and very straightforward.

5
It’s easy and very straightforward. The 4months interest free was very helpful.thanks Reviewed on: 19th April 2026

Brilliant experience with PayPal very trustworthy

5
Brilliant experience with PayPal very trustworthy Reviewed on: 19th April 2026

Love the App, it’s so easy to use and makes making p...

5
Love the App, it’s so easy to use and makes making payments and trading them a doddle! Reviewed on: 19th April 2026

Always here to support me whenever have had any issues.

5
Always here to support me whenever have had any issues. Problems are dealt with promptly Reviewed on: 19th April 2026

Easy to use and stress free payback.

5
Easy to use and stress free payback. Reviewed on: 19th April 2026

PayPal credit has been a fantastic experience for me...

5
PayPal credit has been a fantastic experience for me and will continue to use it regularly. Reviewed on: 19th April 2026

Very easy to yse and very quick, i found it very eas...

5
Very easy to yse and very quick, i found it very easy to navigate and use. It was simple and direct Reviewed on: 19th April 2026

The overall experience is good, the only issue I hav...

5
The overall experience is good, the only issue I have is that it takes quite some time for the amount to be actually deducted from my bank whenever I make a PayPal payment Reviewed on: 19th April 2026

PayPal is easy to use and helps you to set up health...

5
PayPal is easy to use and helps you to set up healthy financial routines Reviewed on: 19th April 2026

Excellent safe way to pay with flexible payment options

5
Excellent safe way to pay with flexible payment options Reviewed on: 19th April 2026

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