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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

My PayPal account against SCAM/ my companion

5
I created PayPal account in 2013 and since then I've been inviting my family/ friend as im satisfy. Without paypal I can't buy anything online and now that I've got the physical card, I can't wait to start using it Reviewed on: 19th April 2026

No worries to buy anything and best

5
No worries to buy anything and easy to rich them Reviewed on: 19th April 2026

Reliable and Easy to Use Payment Platform

5
Customer support has been helpful whenever I needed assistance, and transactions are usually processed without any issues. Reviewed on: 19th April 2026

Most convenient online credit option

5
I've used the credit option a few times a year when I first started using this service. But now almost every month for even little purchases. Just because how safe I am using PayPal and now I have more confidence to buy online. Reviewed on: 19th April 2026

PayPal overall is very easy to use and is very conve...

5
PayPal overall is very easy to use and is very convenient when making a purchase. I wish there was better interest rates with the credit option but overall it is the best I’m comparison to it’s competitors. Reviewed on: 19th April 2026

The best for sending money and saving money

5
The best for sending money and saving money Reviewed on: 19th April 2026

Easy and convenient and problems sorted out very qui...

5
Easy and convenient and problems sorted out very quickly Reviewed on: 19th April 2026

Excellent service...

5
I have used PayPal and PayPal credit for many years and cannot recommend it enough Reviewed on: 19th April 2026

Excellent safe banking.

5
Excellent safe banking. Easy to set up and the app is easy to navigate Reviewed on: 19th April 2026

Money tag

5
Easy to use and secure very good Reviewed on: 19th April 2026

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