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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I am very satisfied, very professional customer serv...

5
I am very satisfied, very professional customer service, Reviewed on: 19th April 2026

Excellent service

5
All your needs in one app. Never any issues. Reviewed on: 19th April 2026

Smart pay

5
Easy to use , acceptable every where. Reviewed on: 19th April 2026

Easy to use

5
It's been a great experience and easy to use Reviewed on: 19th April 2026

PayPal, My Trusted Choice After 15 Years

5
I've been using PayPal for 15 years now, and it remains one of the best payment services I've ever used. Whether shopping online, sending money to friends, or receiving payments as a freelancer, it has always been convenient and trustworthy. What I like most is the super easy one-click checkout that saves me tons of time, excellent buyer protection that makes me feel safe shopping anywhere, reliable international transfers with multiple currencies, and strong security with two-factor authentication – I've had no issues in all these 15 years. The app is simple and keeps getting better. After a decade and a half, PayPal has proven to be stable, secure, and incredibly practical. I use it almost daily and have never been disappointed. Final verdict: 5 out of 5 stars. I highly recommend PayPal to anyone who needs a fast, safe, and reliable way to pay or get paid online. After 15 years, it's still my go-to choice! Reviewed on: 19th April 2026

Excellent

5
Very reliable and always easy to use Reviewed on: 19th April 2026

Easy to use, accepted in majority of shops and point...

5
Easy to use, accepted in majority of shops and points benefits is amazing. Reviewed on: 19th April 2026

Great card

5
Great! I use it all the time in all my shopping Reviewed on: 19th April 2026

PayPal Credit is amazing, I use it for all purchases...

5
PayPal Credit is amazing, I use it for all purchases over £100 to spread the cost Reviewed on: 19th April 2026

Trusted provider.

5
Good APR. Great customer service and support. Great variety of options to pay for items. Good selection of ways to pay balances. Reviewed on: 19th April 2026

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