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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Always easy to deal with, sometimes it’s hard to cal...

5
Always easy to deal with, sometimes it’s hard to call the customers service Reviewed on: 19th April 2026

Used paypal for years

5
Used paypal for many years and had a very satisfying experience. Reviewed on: 19th April 2026

Excellent experience, never had issue.

5
Excellent experience, never had issue. Reviewed on: 19th April 2026

PayPal credit positively a credit.

5
Experience overall was very smooth and easy to understand. Bought a Steam Deck using the pay in 4. The app is great and everything was fluid and user friendly, allowing me to pay whenever I wanted within the 4 months. Would definitely recommend. Reviewed on: 19th April 2026

Easy to use.

5
Easy to use. Simple instructions Reviewed on: 19th April 2026

Thanks for the help

5
Given access to funds with a ccj which I appreciate Reviewed on: 19th April 2026

PayPal are my pals

5
I like using pay in 3 for large payments over time. It's accepted with almost every vendor online. Also PayPal is very efficient and the customer service truly superb! Reviewed on: 19th April 2026

Great. Company

5
If you have a problem it is dealt with fast and efficiently the staff are really helpful and friendly Reviewed on: 19th April 2026

Easy and accessible to use, makes payments easier

5
Easy and accessible to use, makes payments easier Reviewed on: 19th April 2026

Many years with good experience and helps

5
Many years with good experience and helps Reviewed on: 19th April 2026

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