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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very helpfully and help me with paypal credit

5
Easy to contact very helpful and helpful Reviewed on: 19th April 2026

Easy to use

5
Easy to use and easy to understand Reviewed on: 19th April 2026

Great all rounder

5
Was my first line of credit, have had zero issues so far. Multitude of benefits with PayPal that you don’t have to pay a penny for, can help you save little bits of money here and there as well. The new loyalty scheme is also quite useful especially combined with their offers. Reviewed on: 19th April 2026

Easy transactions, makes paying friends and family s...

5
Easy transactions, makes paying friends and family super easy. PayPal pay in 3 is a lifesaver sometimes. Reviewed on: 19th April 2026

Very good willing to listern always willing to help...

5
Very good willing to listern always willing to help when they I would recommend to all Reviewed on: 19th April 2026

My experience has been fantastic.

5
My experience has been fantastic. The credit card is extremely useful. PayPal has provides one of the best means of settlement. Reviewed on: 19th April 2026

Easy to set up, quick and efficient, just perfect f...

5
Easy to set up, quick and efficient, just perfect for unpredictable shopping Reviewed on: 19th April 2026

Easy way to pay and never had any issues

5
Easy way to pay and never had any issues Reviewed on: 19th April 2026

Great service, easy to use.

5
Great service, easy to use. The convenience is second to none. Reviewed on: 19th April 2026

Paypal pay in 4 is a life saver

5
Ive used paypal credit to pay for items over a few months that would have been unaffordable for me it's absolutely brilliant Reviewed on: 19th April 2026

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