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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great for day to day use.

4
Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contacting customer service and resolving issues. Difficult to track PayPal+ activity. Reviewed on: 19th April 2026

Easy to use app.

5
Easy to use app. Different ways to pay depending what you want. Reviewed on: 19th April 2026

Purchase in confidence!

5
Inspires confidence to make purchases knowing that you’re protected. Reviewed on: 19th April 2026

I’m with PayPal for few years never had problems cos...

5
I’m with PayPal for few years never had problems costumer service very nice and helpful service. Reviewed on: 19th April 2026

It’s easy to apply for and send emails to confirm th...

5
It’s easy to apply for and send emails to confirm the credit Reviewed on: 19th April 2026

Excellent

5
Everything is very good. pay pal helped me a lot Reviewed on: 19th April 2026

Easy to use

5
Easy to use good 4 months interest free Reviewed on: 19th April 2026

Robert1967

5
Easy to use, no problems , would use again Reviewed on: 19th April 2026

Great for buying within the uk

4
Very rarely have issues when purchasing within the UK.Problems arise when buying from China Reviewed on: 19th April 2026

Fast and reliable.

5
Fast and reliable. Having pay pal in my apple wallet is brilliant Reviewed on: 19th April 2026

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