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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Wee Kenny's review

I've 20 years pay pal experience. NEVER had a problem Reviewed on: 19th April 2026

Its very easy and simple to use and very easy to get...

Its very easy and simple to use and very easy to get in touch with customer service if any problems occur Reviewed on: 19th April 2026

I have great experience and quality friendly service.

I have great experience and quality friendly service. Teams always is ready to help if needed. I am very happy with PayPal Reviewed on: 19th April 2026

Excellent service, easy to contact if ever a problem

Excellent service, easy to contact if ever a problem Reviewed on: 19th April 2026

Easy ande confiableevery time i use paypall credit

Easy ande confiableevery time i use paypall credit Reviewed on: 19th April 2026

Great Experience with PayPal Credit

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and I was able to start using it almost immediately. What I appreciate most is the flexibility it offers—being able to spread the cost of purchases over time makes managing my finances much easier. The promotional offers, like interest-free periods on larger purchases, have been especially helpful. As long as you stay on top of payments, it’s a convenient and cost-effective way to handle bigger expenses. The interface is also clear and easy to use, so I can always keep track of what I owe and when payments are due. Overall, PayPal Credit has been a reliable and user-friendly option for managing purchases, and I’d definitely recommend it to anyone looking for a flexible payment solution. Reviewed on: 19th April 2026

Super easy to use, very useful way to pay!

Super easy to use, very useful way to pay! Really good rewards and excellent customer service. Would be highly likely to recommend to friends and family. Use it every day and is also great for subscriptions. Reviewed on: 19th April 2026

Most trusted service

I have used PayPal for years. It has always been effective, secure and whenever issues have arrised the customer service team is on point. Never had a bad run in and they have always been able to resolve my issue effortlessly. Polite, friendly and helpful, not to mentions cam actually have a laugh and ease concerns without making you feel stupid. PayPal also makes it so much easier to buy from overseas without any concerns for security. Reviewed on: 19th April 2026

Better than any other Credit Card

Never had any issues with PayPal. Getting better now with more ways to shop using PayPal as payment method. Reviewed on: 19th April 2026

Application was easy to understand and quick respons...

Application was easy to understand and quick response was fast and manageable payments Reviewed on: 19th April 2026

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