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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I love PayPal!

5
I love PayPal. It’s great for eBay and other online purchases and also for sharing bills etc Reviewed on: 19th April 2026

Really pleased with how well it works and the flexib...

5
Really pleased with how well it works and the flexibility I have with it and the protection I get too. Reviewed on: 19th April 2026

Easy not hassle

5
Easy transactions not hassle free. Good communicatiins Reviewed on: 19th April 2026

Good and great to work with and shop with

5
Good and great to work with and shop with Reviewed on: 19th April 2026

Everything just easy and fast to sort.

5
Everything just easy and fast to sort.out Reviewed on: 19th April 2026

Great service every time

5
Reliable and trustable service. Easy manageable app. Reviewed on: 19th April 2026

transactions record/ delayed transfers

4
I struggle to see the transactions/ intouch with the record of my spending on the credit card. Also payments take time so I wonder whether they have been successful/not Reviewed on: 19th April 2026

Favourite payment app

5
I love using paypal, its simple, quick and easy, all payments go through well and its effortless, the app is easy to use and track your spending, also good offers for more expensive payment plans. Would definitely recommend it to other people. Reviewed on: 19th April 2026

Reliable and safe to use.

5
Reliable and safe to use.. hassle free for purchases Reviewed on: 19th April 2026

I love to use it for purchases on Facebook marketplace.

5
I love to use it for purchases on Facebook marketplace. Reviewed on: 19th April 2026

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