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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I love to use it for purchases on Facebook marketplace.

5
I love to use it for purchases on Facebook marketplace. Reviewed on: 19th April 2026

The best

5
The moment I started to use paypal, everything went smothly no issues, tottaly recommended Reviewed on: 19th April 2026

Amazing, good deal with credit score

5
Amazing, good deal with credit score Reviewed on: 19th April 2026

Long time user

5
I have been using Paypal since the early days and have had nothing but a positive reaction on all levels.I have had money back on every dispute raised with no hassle.The 4 months to pay option has been a godsend on several occasions..If I could give more thsn 10/10,I would. Reviewed on: 19th April 2026

Best customer service

5
Best customer service and much recommended Reviewed on: 19th April 2026

Easy money management

5
It's so easy to transfer money, do a pay in 3 or sort out interest free credit or pay for items when shopping. Love PayPal! Reviewed on: 19th April 2026

I trust PayPal with all my transactions and purchases.

5
I trust PayPal with all my transactions and purchases. I have used it for small and big payments. It is also very versatile and dynamic- I can split the bill at a restaurant and send the correct amount to my friends. No matter what I do… it is always safe. Reviewed on: 19th April 2026

Pay in 3 and PayPal credit available so when I want...

5
Pay in 3 and PayPal credit available so when I want something a little more expensive I can spread the cost. Easy to use. I feel protected should I be scammed on any purchases. Reviewed on: 19th April 2026

Excellent ready credit with no gotchas.

5
Excellent ready credit with no gotchas. Thanks PayPal Reviewed on: 19th April 2026

PayPal always offers great service and offering

5
PayPal always offers great service and offering. It’s reliable and you know your funds are safe. Reviewed on: 19th April 2026

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