Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Easy to male payments, statements ans quick glances...

5
Easy to male payments, statements ans quick glances at spending Reviewed on: 19th April 2026

PayPal has been amazing for me.

5
PayPal has been amazing for me with the security and ease of use it's the obvious choice for me. Reviewed on: 19th April 2026

Really helpful and always quick solutions

5
Really helpful and always quick solutions Reviewed on: 19th April 2026

Excellent

5
Excellent and easy to use through app. Reviewed on: 19th April 2026

Very convenient.

5
Very convenient and easy to apply for PayPal Credit Reviewed on: 19th April 2026

Very handy to pay for larger items and pay off whate...

5
Very handy to pay for larger items and pay off whatever you have to spend Reviewed on: 19th April 2026

I truly appreciate how safe and efficient PayPal ma...

5
I truly appreciate how safe and efficient PayPal makes online shopping. I feel confident using your platform every day. Excellent service and professional thank you! Reviewed on: 19th April 2026

Amazing company that helped me manage my finances

5
I have used PayPal for many years as its safe, convenient and fast. The new rewards scheme is brilliant too. I went through a period of hardship a couple of years ago and pay in 3 option was amazing and a real lifesaver for me. Thank you PayPal! Reviewed on: 19th April 2026

PayPal is perfect

5
PayPal is perfect for quick smooth payments. Gives you peace of mind about purchasing items as you have more security using PayPal. Perfect to send money to friends and family, in your country or outside. They have an option for pay in 3 which is absolutely fantastic for higher cost purchases with 0% interest. PayPal also offer a credit option, purchases over £99 at 0% interest for 4 months, again fanatic for higher cost purchases and spreading this. I would recommend PayPal to anyone, it’s easy to use and also user friendly. Reviewed on: 19th April 2026

Great product!

5
Easy to use, flexible payments options and super quick. Highly recommended Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products