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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Excellent financial provider, with plenty of time to...

5
Excellent financial provider, with plenty of time to return without interest Reviewed on: 19th April 2026

Easy to setup and use.

5
Easy to setup and use. PayPal credit is an excellent easy source of credit Reviewed on: 19th April 2026

Pay pal credit is a great way to spread the...

5
Pay pal credit is a great way to spread the cost Reviewed on: 19th April 2026

Excellent customer service

5
Customer service has always kept me in the picture of what is going on or when i should here a response. Reviewed on: 19th April 2026

Love the 4months interest free on puchases

5
Love the 4months interest free on puchases Reviewed on: 19th April 2026

Best option to pay safely online!

5
Best option to pay safely online! Reviewed on: 19th April 2026

To be honest PayPal made my life easy with paying mo...

5
To be honest PayPal made my life easy with paying money and it feels I have extra money Reviewed on: 19th April 2026

I like the way the app working, except the money is...

5
I like the way the app working, except the money is not applied for the user to understand Reviewed on: 19th April 2026

Easy to use and great for spreading payments

5
Easy to use and great for spreading payments Reviewed on: 19th April 2026

My number one app for transfers, will always use a t...

5
My number one app for transfers, will always use a trust and feel secure that money is being well looked after. Reviewed on: 19th April 2026

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