Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Paypal credit is a great way to spread the cost grea...

5
Paypal credit is a great way to spread the cost great app Reviewed on: 19th April 2026

Good experience

5
I’ve had a good experience using PayPal Credit. It’s easy to use, integrates smoothly with PayPal at checkout, and helps spread the cost of purchases. The interest-free offers are especially useful, and managing payments is simple. Overall, it’s a convenient and flexible option for online shopping. Reviewed on: 19th April 2026

PayPal points without the credit card bill. and it...

5
I like the way I can spend on the PayPal card and it automatically comes out of my bank account and I collect t points. Idea for me as do not like having credit cards. Reviewed on: 19th April 2026

Got PayPal credit and was really helpful

5
Got PayPal credit and was really helpful Reviewed on: 19th April 2026

Easy access, clear advice.

5
Easy access, clear advice. Like the ability to pay off a little as well as monthly payments Reviewed on: 19th April 2026

Hooray for Pay Pal Credit a simple way to pay.

5
The simplicity and ease of use of the system to get and use Pay Pal credit may not have been high lighted when I first signed up but it has jumped out as as an outstanding feature of the service. All you have to do , once accepted as Pay Pal Credit customer, is a couple of clicks and the much needed and greatly desired item of your choice will be winging its way to you with Pay Pall doing all the heavy lifting in the financial matters. Hooray for Pay Pal Credit a simple way to pay. Reviewed on: 19th April 2026

Always had a lovely experience with paypay, never an...

5
Always had a lovely experience with paypay, never any issues Reviewed on: 19th April 2026

I just find the pending days to long.

3
I just find the pending days to long. And also finding my credit Reviewed on: 19th April 2026

Easy to use, helpful when needing help spreading the...

5
Easy to use, helpful when needing help spreading the cost! Reviewed on: 19th April 2026

I love PayPal

5
I have used PayPal for many years and absolutely love it. Just started using their credit card which is very convenient. Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products