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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Good credit provider

5
Not had an issue so far, not yet needed customer services so can’t rate Reviewed on: 19th April 2026

Nice versatile financial product!

5
Nice versatile financial product! Reviewed on: 19th April 2026

Not had problem with Pay Pal since signing up

5
Not had problem with Pay Pal since signing up Reviewed on: 19th April 2026

Payment options and reward points.

5
The range of different payment options is fantastic and their points reward scheme is a great way to save an extra few pounds for Christmas. Never any hassle with customer service. They are very quick to reply and easy to deal with. Reviewed on: 19th April 2026

Great app, enjoy the ability to access a card and ad...

5
Great app, enjoy the ability to access a card and add this to Apple Pay Reviewed on: 19th April 2026

So easy 5 stars

5
So easy............................ Reviewed on: 19th April 2026

Excellent service for people.

5
Excellent service for people. Thank you Reviewed on: 19th April 2026

No hidden nasties

5
Really simple to apply for, fair with no devious surprises Reviewed on: 19th April 2026

0% interest when using pay in 3

4
Paypal credit is good for bigger purchases paying in 3 installments which is intrest free is great. Reviewed on: 19th April 2026

Great and easy to use im using this more than...

5
Great and easy to use im using this more than 3 months Reviewed on: 19th April 2026

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