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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I always use PayPal credit as it gives the option of...

5
I always use PayPal credit as it gives the option of 4 months interest free payments. No other financial service provides this. Moreover, you get points for using the service! The PayPal credit is available on the phone wallet which makes it much easier to use. Reviewed on: 19th April 2026

Given more opportunities to build my credit rating,...

5
Given more opportunities to build my credit rating, always fair and supportive. Happy to reccomend to friends and family Reviewed on: 19th April 2026

Amazing very easy to use and convenient.

5
Amazing very easy to use and convenient. Reviewed on: 19th April 2026

PayPal give me the freedom I need

5
PayPal give me the freedom I need Reviewed on: 19th April 2026

Easy to use and safe for online purchases

5
Easy to use and safe for online purchases Reviewed on: 19th April 2026

Really helped out when need it and it’s easy and saf...

5
Really helped out when need it and it’s easy and safe to use to pay for purchases Reviewed on: 19th April 2026

Very help different situacion,thanks

5
Very help different situacion,thanks Reviewed on: 19th April 2026

So far i find the service very good

5
So far i find the service very good Reviewed on: 19th April 2026

Easy, practical and trusted

5
PayPal is easy to use, practical way of paying, very fair interest and I just love PayPal Reviewed on: 19th April 2026

PayPal has been a great product for me for years.

5
PayPal has been a great product for me for years. Then I started having PayPal creidt with them, which was also great for years to go later. I depend on it for many things. When I contacted them about my limit, yes it was not that helpful, but understandable as it is an automatic system, and support can't help with it. But time later got offered limit increase, not sure if it is connected to that. Reviewed on: 19th April 2026

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