Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

View other PayPal products

4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181136)

Straightforward Credit

PayPal Credit has been very straightforward and ease to use. The terms of lending and repayments are always made clear before any borrowing, which makes me feel more in control and aware of my borrowing. Reviewed on: 19th April 2026

Easy to use and handy to pay for flights in...

Easy to use and handy to pay for flights in 3 payments Reviewed on: 19th April 2026

Better than any credit card

The best is 4 months interest free in purchase this makes life much much easier. Reviewed on: 19th April 2026

Excellent service all around.

Excellent service all around. I have been with paypal for 12 years now and very happy banking with paypal. I would recommend them to anyone they have Excellent service. Reviewed on: 19th April 2026

A very convenient way to pay for goods with a short...

A very convenient way to pay for goods with a short interest free payment option and great value for debit card with reward points system. Reviewed on: 19th April 2026

Always helpful with any issues customers service and...

Always helpful with any issues customers service and support been excellent when I have needed help Reviewed on: 19th April 2026

Always easy to access and pay for things.

Always easy to access and pay for things. The notification when you need to pay are great, especially when your memory isn’t like it used to be. Reviewed on: 19th April 2026

Excellent customer service.

Excellent customer service. Always helpful. Reviewed on: 19th April 2026

Best of all

Excellent service and I enjoy using PayPal services Reviewed on: 19th April 2026

Convenient way to spread payments

PayPal Credit is a convenient way to spread payments. The biggest perk is the 0% interest for 4 months on purchases over a certain amount, which can be useful if you clear the balance in time. Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub