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PayPal: PayPal Credit reviews

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4.90
Based on 104,240 reviews, last reviewed 11th May 2026
2464100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been amazing to use and so straight forwa... PayPal has been amazing to use and so straight forward haven't had one problem with using this and never had a problem using this where it's needed. W... Read more Reviewed on: 11th May 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104240)

4 months interest free

5
PayPal credit. Where else can you get 4 months interest free again and again on a £99 purchase. No form filling or applications. Excellent Reviewed on: 13th June 2022
Duncan Payne's avatar
Duncan Payne

Just, the best!

5
I use PayPal credit all the time, mainly to increase my credit score. They offer a great, affordable offers which comes in really handy for those more expensive items! Reviewed on: 13th June 2022
Eden's avatar
Eden

The BEST !

5
Many years I’m going using Paypal, is a safe and very fast. I had a problem with one person and Paypal costume service resolved it very fast. Thanks for being. Best regards. Reviewed on: 13th June 2022
Di V's avatar
Di V

Great service offered by paypal

5
I have used Paypal credit for over a year now and have never had an issue. The onboarding process is super simple and you're ready to go in minutes. Reviewed on: 13th June 2022
Donatas Paplauskas's avatar
Donatas Paplauskas

Paypal Credit

5
Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022
Mark Buchanan's avatar
Mark Buchanan

Best partner

5
Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022
Marcio Paiva's avatar
Marcio Paiva

Review

5
Good promotions offered compared to other credit cards Reviewed on: 13th June 2022
Gaz1_uk's avatar
Gaz1_uk

Easy to use

5
PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022
Shannon 's avatar
Shannon

Easy and great offers

5
Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022
Ginge's avatar
Ginge

Hope this is going to give me some enjoyment

5
This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022
Judy sheward 's avatar
Judy sheward

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