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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Excellent service

Excellent service providing interest free credit for 4 months and many more perks Reviewed on: 19th April 2026

I use PayPal at every opportunity.

I use PayPal at every opportunity. The easy of options and the service is phenomenal. It’s my go to payment method. On many occasions PayPal credit has allowed me to give my son experiences I would have not been able to do without this option. Reviewed on: 19th April 2026

Allows me to spread my payments interest free for 4...

Allows me to spread my payments interest free for 4 months. This allows me to purchase items I would not be able to buy in one go. Reviewed on: 19th April 2026

PayPal is so easy to use and the interest free optio...

PayPal is so easy to use and the interest free option on purchases is a great feature! Reviewed on: 19th April 2026

They are just great easy to chat with they are alway...

They are just great easy to chat with they are always happy to sort things out for you with retailers when things go wrong Reviewed on: 19th April 2026

Love ut, use it for everything if available

Love ut, use it for everything if available Reviewed on: 19th April 2026

never had an issue since ive first open the account...

never had an issue since ive first open the account many years ago Reviewed on: 19th April 2026

It’s great.

It’s great. Just not very clear in beginning with payment plans. Had to find information myself Reviewed on: 19th April 2026

Money question

Very good experience Already happy for more than 12 years Reviewed on: 19th April 2026

Amazing customer service

Amazing customer service…from the moment you raised them your concerns to the positive resolution of it all. Reviewed on: 19th April 2026

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