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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Amazing customer service

Amazing customer service…from the moment you raised them your concerns to the positive resolution of it all. Reviewed on: 19th April 2026

Amazing experience and great incentives

Amazing experience and great incentives Reviewed on: 19th April 2026

Transactions are always protected.

Transactions are always protected. Simple and easy to make purchases Reviewed on: 19th April 2026

Had a couple of problems with retailers in the past .

Had a couple of problems with retailers in the past . Paypal have always helped Reviewed on: 19th April 2026

good value for money

good online presence, user friendly interface and lots of option Reviewed on: 19th April 2026

Paypal credit has helped me to fix my credit.

Paypal credit has helped me to fix my credit. Any issues are always resolved. The 0% 4 months offer gives me the option to make bigger purchases. Reviewed on: 19th April 2026

PayPal recognizes and respects its customers.

Simple and user-friendly, this service offers more credit than traditional banks, with easy payment options and transparent credit visibility. Recent benefits include PayPal points, cashback rewards, and numerous stores offering extra cashback. Reviewed on: 19th April 2026

Great every time.

Great every time. Always there when you need it! Reviewed on: 19th April 2026

I’ve had a really good experience using PayPal Credit.

I’ve had a really good experience using PayPal Credit. The application process was quick and straightforward, and I got a decision almost instantly. It’s been very helpful for spreading the cost of purchases, especially with the interest-free periods when paid on time. The app is easy to use, and I can clearly see my balance, due dates, and payment options. Payments are flexible, and I like that I can pay it off early without any extra charges. Overall, it’s a convenient and reliable option for managing purchases, and I’d definitely recommend it to others looking for flexible payment solution Reviewed on: 19th April 2026

I think PayPal offer excellent value for money.

I think PayPal offer excellent value for money. Reviewed on: 19th April 2026

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