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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Paypal has been my favourite way to pay for the last...

Paypal has been my favourite way to pay for the last 5 years, it is safe and secure and i would recommend it to friends and family. Reviewed on: 19th April 2026

I always recommend paypal to people, it’s easy to us...

I always recommend paypal to people, it’s easy to use, safe & has amazing customer service! I’ve been using it for years and never had a problem with this app, 10/10. Reviewed on: 19th April 2026

I use PayPal as my default payment process.

I use PayPal as my default payment process. Have done for 15+ years. In recent times I have appreciate PayPal Credit and PayPal PayIn3 as ways to make credit payments in clear and transparent ways. I just like the portal for seeing how much money I owe, when I'll start paying interest on that money and when I need to finish paying. It's clear and transparent and that's what I need. The credit means I will make payments slightly sooner than I would otherwise, but I am conscious not to credit items I cannot afford. I think PayPal gives a good balance between affordability and freedom to make purchases. Reviewed on: 19th April 2026

Simple Use, Good Rewards

The rewards are great to begin with. It was incredibly easy to set up PayPal via Apple Pay, and I use it daily instead of my current account. In addition, I once needed help with a troublesome transaction via Ebay. PayPal helped me out and I received the money back. Reviewed on: 19th April 2026

Never really had a problem with PayPal had a problem...

Never really had a problem with PayPal had a problem on eBay with a scam and PayPal helped me get my money back. Service is excellent Reviewed on: 19th April 2026

Perfect experience as always extra time to pay

Perfect experience as always extra time to pay Reviewed on: 19th April 2026

Very good experience with PayPal

Very good experience with PayPal Reviewed on: 19th April 2026

PayPal is excellent,there's some many options for pa...

PayPal is excellent,there's some many options for payments. Reviewed on: 19th April 2026

Various payment option...

I have used every payment option available from PayPal depending on the purchase I have made. Never had any issues. Reviewed on: 19th April 2026

Brilliant

Excellent service, very helpful and easy Reviewed on: 19th April 2026

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