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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Very nice, overall bravo, good option, good service...

Very nice, overall bravo, good option, good service everything good Reviewed on: 19th April 2026

Highly recommended using PayPal account

Highly recommended using PayPal account Reviewed on: 19th April 2026

Paypal has been amazing!

Paypal has been amazing! The Paypal credit has been massive help for me where it allows me to split payments above £99 for 4 months. Love it. Reviewed on: 19th April 2026

PayPal is so user friendly.

PayPal is so user friendly. A secure and safe way to spend that gives you peace of mind. Reviewed on: 19th April 2026

Great money app

Easy to use the app. Great payment options. Will continue to use Reviewed on: 19th April 2026

Paypal credit is,good but they should be more transp...

Paypal credit is,good but they should be more transparent with interest and notification on "free interest " period Reviewed on: 19th April 2026

Trustee and easy to used because I'm use the PayPal...

Trustee and easy to used because I'm use the PayPal everywhere Reviewed on: 19th April 2026

PayPal Credit user

PayPal has been a lifesaver platform to me, as I was deemed not eligible for any other credit cards/loans from other providers due to having a very low credit score rating. By using PayPal responsibly, I was allowed to access their credit, which has been increased to its double recently. I am now able to purchase items over 1K if needed! Reviewed on: 19th April 2026

Never had issues and had come in very handy when pur...

Never had issues and had come in very handy when purchasing something online for security reasons Reviewed on: 19th April 2026

Great service never any problems

Great service never any problems Reviewed on: 19th April 2026

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