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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Never anything less than excellent service, any issu...

Never anything less than excellent service, any issues resolved quickly. The best way to send money to anyone. Others try to rival but never match the quality of PayPal. The points scheme is a wonderful initiative. Reviewed on: 19th April 2026

PayPal is a great tool

Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from selling things always with ease and if there are ever issues they have been quickly resolved. Reviewed on: 19th April 2026

A safe and convenient way to pay online, a site you...

A safe and convenient way to pay online, a site you can trust. Reviewed on: 19th April 2026

Feel safe when buying on line

When i have bought stuff on line and not receved paypal make it easy to clame the money back Reviewed on: 19th April 2026

Great options

PayPal services are great I use Pay in 3 and PayPal credit frequently. Great options to manage spending across a period of time. 4 month interest free credit purchases have been really useful for big purchases. Reviewed on: 19th April 2026

prompt and excellent service throughout

prompt and excellent service throughout Reviewed on: 19th April 2026

Excellent customer service they assisted me with my...

Excellent customer service they assisted me with my queries and resolved quickly. Reviewed on: 19th April 2026

Very convenient and easy

Very convenient and easy to use. You have to earn the trust and keep it high. Reviewed on: 19th April 2026

My purchase experience

I made a purchase and choose the option pay with PayPal 4 interest free payment which i didn't make any payments at purchase till the following month Reviewed on: 19th April 2026

Been with PayPal now for over 20 years,.

Been with PayPal now for over 20 years, always use PayPal for any purchase I make, I find it safe, fast and protected, if the seller doesn't' have the PayPal option for payment, I look somewhere else first before making a purchase. Reviewed on: 19th April 2026

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