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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Very straightforward app and refunds and credit are...

Very straightforward app and refunds and credit are easy to.Highly recommended to anyone. Reviewed on: 19th April 2026

Easy to use and manage spending.

Easy to use and manage spending. Reviewed on: 19th April 2026

If I ever had a problem they will sort it out for me...

If I ever had a problem they will sort it out for me if delivery never came or the wrong thing they are there to help me no problem Reviewed on: 19th April 2026

My go to for paying anything

I have used PayPal for years & the credit option has helped me out numerous times. I feel safe using PayPal. Reviewed on: 19th April 2026

The experience with PayPal always been great.

The experience with PayPal always been great. PayPal is great with tracking parcels and payments. Reviewed on: 19th April 2026

Very good service, the payment in 3 months is excell...

Very good service, the payment in 3 months is excellent Reviewed on: 19th April 2026

TelephoneExcellent customer service support

Telephone call service very helpful in explaining the process and helping me set up direct debit. Easy to contact customer services and website makes it easy to check on purchases and payments. Handy to use when fu nds are getting low in bank and needed to make a bigger purchase. Reviewed on: 19th April 2026

Never had any problems and easy to use

Never had any problems and easy to use Reviewed on: 19th April 2026

Excellent

Fast and efficient service no problems Reviewed on: 19th April 2026

Reliable every time and feel safer using PayPal

Reliable every time and feel safer using PayPal Reviewed on: 19th April 2026

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