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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Paypal offers a amazing credit line with great terms...

Paypal offers a amazing credit line with great terms when im spending im always looking out for paypals icon, it nice to know if you are not sure on legitimately of a website paypal is prepared to save you with there amazing protection services. Reviewed on: 19th April 2026

Very good .and very pleased

Very good .i am very happy and very pleased Reviewed on: 19th April 2026

Simple and easy to use with flexible payment options

Simple and easy to use with flexible payment options Reviewed on: 19th April 2026

Helpful and customer friendly

Customer friendly, and helpful. They always attend to queries very quickly and ensure that customer is always protected. Reviewed on: 19th April 2026

I trust Paypal

Never had a problem when using PayPal, and if there was a problem, you can talk with an agent and explain it to them rather than a Bot who doesnt under stand what has happened and has no understanding of how a transaction can go wrong. Reviewed on: 19th April 2026

Reliable

Reliable for my online purchases Reviewed on: 19th April 2026

Use every year to pay for holiday

Use every year to pay for holiday, and you have to remember to click set up DD even though you have it set up. Not always clear what day it will come out Reviewed on: 19th April 2026

PayPal credit help my to bought many things

PayPal credit help my to bought many things Reviewed on: 19th April 2026

Really great, so simple and easy.

Really great, so simple and easy. Reviewed on: 19th April 2026

I wish someone would actually read the feedbacks

Love the pay in 3 or pay in 4months option with 0% interest however,the statements are all over the place same as the transactions in the app.it doesn’t show with green or with + when a payment is made.if you pay less than they expect you have to pay a very high interest (although you have pay in 4 option all the transactions are mixed up so the payments are mixed up as well)so therefore as soon as as I have paid everything off,I won’t be considering using the credit card(except if emergency or of high importance) and will stick to pay in 3 which has a direct debit. Reviewed on: 19th April 2026

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