Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

View other PayPal products

4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181137)

Just works

Just works, don't have need for customer service. Pay in three great, live 0% on spreading cost Reviewed on: 19th April 2026

Flexible with customer paymets

My credit and with such an easy way of repayment and flexibility is something we all look at the moment Reviewed on: 19th April 2026

Great app easy to use app

Great and easy to use app with really good customer service. Always helpful and quick with problem solutions and issue resolving. Very simple and easy to navigate which makes finding things you looking for quick and effortless. Reviewed on: 19th April 2026

It's is user friendly along it has been useful when...

It's is user friendly along it has been useful when I really was in need for credit..It helps to fulfill your dreams making it divided installments which make a life easy. Reviewed on: 19th April 2026

Best of all payment options

Well buyer protection Ease of payment Instalment payments easy credit options pay pal debit card and so on Reviewed on: 19th April 2026

Needs simplification and clarity for UK customers

The app is difficult to navigate at times and information about PayPal + is difficult to understand as I believe we do. It get the same service in the IK as the USA, ie: no credit card or swap points to PayPal balance Reviewed on: 19th April 2026

Some issues but always promptly fixed or my understa...

Some issues but always promptly fixed or my understanding corrected. Almost flawless implementation of payment system with some awesome fraud protection built in the system. Reviewed on: 19th April 2026

Great easy service!

Great easy service! Clean and visible rules. Reviewed on: 19th April 2026

Ease of use

Ease of use easy to understand when on the move, even you have run out of money Reviewed on: 19th April 2026

Credit Card

I enjoy being able to use my paypal credit in the real world now that they have added a physical card option Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub