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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy and convenient and safe.

Easy and convenient and safe no need to worry about people stealing your card details as PayPal doesn't share these details with sellers, and I'm protected. So easy to check out online fast and convenient. Reviewed on: 19th April 2026

You can pay in three, get credit and its easy to kee...

You can pay in three, get credit and its easy to keep up with what you spend via the app Reviewed on: 19th April 2026

A Positive Partnership

PayPal has always been an excellent service for me in my ability to use it along side eBay. It has never let me down and has consistently been easy to use and transparent. The website is uncluttered, always working and the communication is first class. Other companies could learn from their service and assistance. Reviewed on: 19th April 2026

I use PayPal whenever possible .

I use PayPal whenever possible . Never had a bad experience excellent service would highly recommend PayPal. Reviewed on: 19th April 2026

Easy to Use

I have not had any issues using PayPal Credit for almost a year now. Setting up the repayment wasn't difficult and monthly payments are done seamlessly. Reviewed on: 19th April 2026

easy to use , low interest , well trusted

easy to use , low interest , trusted Reviewed on: 19th April 2026

I find PayPal easy and straightforward.

I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026

Excellent secure payment method & customers service,...

Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026

Very good provider.

Very good provider. I recommend everyone. Reviewed on: 19th April 2026

I have used PayPal for years making shopping more af...

I have used PayPal for years making shopping more affordable with the payment plans they offer. Customer service has been great every time I have had to use them for queries. The payment plans offer affordable payments at 0% as long as you pay it back in the 3 or 4 months depending on the plan. You can set up a direct debit, but dont worry if you dont they give plenty of warning of when its due with emails so you should never fall behind on payments. You can pay more off if you wish to too which is easy via the app. The PayPal App is very useful just like online banking apps you have everything at your fingertips. View transactions, payment plans. If you have any disputes with a retailer you can manage it all through the app. I have had no issues over the years i have been using Paypal, I have recently recieved the Paypal credit card which means i can now use it in stores. They have a points scheme to for the avid shopper too. You can donate to charities send cash payments to friends on Paypal, honestly I just live it! Reviewed on: 19th April 2026

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