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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very quick to use.

Very quick to use. Accepted in few seconds,can use on many different websites Reviewed on: 19th April 2026

If you need a refund they make it so easy the system...

If you need a refund they make it so easy the system is so easy to work and plus the debt card is great 90%of my lurch and bought by PayPal , love the pay by 3 . Reviewed on: 19th April 2026

Game changer!

Being able to split the payment of an item into 3 interest free payments or paying interest free over time is an absolute game changer, I no longer use my credit card, it is perfect. Reviewed on: 19th April 2026

Very safe and easy way to use credit to spread out p...

Very safe and easy way to use credit to spread out purchase costs. Reviewed on: 19th April 2026

I use PayPal credit for purchases and enjoy interest...

I use PayPal credit for purchases and enjoy interest free for 3 months which is very useful to spread my repayments at no extra cost Reviewed on: 19th April 2026

Not had much todo with the custom service of yet so...

Not had much todo with the custom service of yet so thats why the Neutral part of the survey, but the rest is excellent easy transaction and straight forward app Reviewed on: 19th April 2026

Great and Convieniant use frequently

Great and Convieniant use frequently Reviewed on: 19th April 2026

Very Easy to find, Install, Set up and get a quote,...

Very Easy to find, Install, Set up and get a quote, very easy to spend and buy things and ni e and simply to pay back and the 4 months no interest is a good peice of mind. Reviewed on: 19th April 2026

Very easy to use and provides good consumer protection

Very easy to use and provides good consumer protection Reviewed on: 19th April 2026

Guarantee to get your money back if seller is mislea...

Guarantee to get your money back if seller is misleading. Reviewed on: 19th April 2026

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