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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PAYPAL- A fantastic service for your finances!

PAYPAL offers so much flexibility and choice when it comes to managing my finances, it is a very straightforward and easy account to run with peace of mind security measures! All in all my experience with PAYPAL has been nothing but POSITIVE! Reviewed on: 19th April 2026

4 month purchase support

Great way to manage my money being self employed it allows me to purchase items and use there 4 months interest free credit so I can spread the cost Reviewed on: 19th April 2026

Credit is a useful tool

Credit is a useful tool I use it all the time Reviewed on: 19th April 2026

Paypal is excellent i am recommending it to all the...

Paypal is excellent i am recommending it to all the people in my family and that I know Reviewed on: 19th April 2026

Paypal help me buy all the nice things I can't affor...

Paypal help me buy all the nice things I can't afford to buy outright Reviewed on: 19th April 2026

Easy and convenient

So easy and convenient to use , no nonsense, no going round in circles on the app to view transactions and payments Reviewed on: 19th April 2026

This is really helpful for the bad times so I was st...

This is really helpful for the bad times so I was started when I struggled with money now I am using every time. I love it. Reviewed on: 19th April 2026

Pay in 3 is excellent product and allows good monthl...

Pay in 3 is excellent product and allows good monthly budgeting Reviewed on: 19th April 2026

Increased ways to access

Generally, not a bad experience. I guess I'd like increased ways to access it. Reviewed on: 19th April 2026

Love the pay longer without interest

Love the pay longer without interest Reviewed on: 19th April 2026

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