Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

PayPal is excellent and used by me on a frequent basis

5
I have been a customer for many years and regularly use their credit and debit services. I have always found the services they offer to be of a high standard and customer based Reviewed on: 19th April 2026

Always seamless and efficient very safe and reliable

5
Always seamless and efficient very safe and reliable Reviewed on: 19th April 2026

Very very good n responsible and good

5
Very very good n responsible and good Reviewed on: 19th April 2026

Feel safer with PayPal

5
I fe l safe paying by PayPal and don’t have to give out my credit card details. I don’t like doing that for companies I do not know. Reviewed on: 19th April 2026

Quick & easy process.

5
Quick & easy process. Everything is explained before accepting. Payment options are great and conveniant too. Reviewed on: 19th April 2026

paypal credit is very good service,i like it.

4
paypal credit is very good service,i like it. Reviewed on: 19th April 2026

Savings guaranteed

5
I am able to spread my repayment interest free. This makes it more affordable and gives me peace of mind. Reviewed on: 19th April 2026

Thank you for your support with all my purchases

5
Thank you for your support with all my purchases Reviewed on: 19th April 2026

Safe and efficient way to shop, offers on paypal cre...

5
Safe and efficient way to shop, offers on paypal credit over 99 are fantastic Reviewed on: 19th April 2026

Yeah, all okay, usually paying for my flight tickets...

5
Yeah, all okay, usually paying for my flight tickets or purchases above 300 pounds Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101298 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products