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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I love using PayPal to buy all my items, especially...

I love using PayPal to buy all my items, especially online where scammers are always on the prowl. There is no fuss, it's secure and swift, I couldn't be without it to be honest. Reviewed on: 19th April 2026

Great service.

Great service. Helps me budget and buy things when I need them. Reviewed on: 19th April 2026

It's a credit card, what more can i say ;-)

It's a credit card, what more can i say ;-) Reviewed on: 19th April 2026

Trusted service

Great help on holiday and amaizing service when it came to refunds Reviewed on: 19th April 2026

PayPal - trustworthy and reliable

I have used PayPal for many years. PayPal is so easy to use that you don’t need to worry about it. I feel my online transactions are safe with PayPal and feel reassured when PayPal is a payment option. PayPal credit allow me to purchase items I probably wouldn’t be able to afford otherwise. Reviewed on: 19th April 2026

I am using PayPal from more than 2 years.

I am using PayPal from more than 2 years. I found vary easy and value using the app. I got PayPal credit very easy in my account and I am using it, paying back. very easy and good. Reviewed on: 19th April 2026

Not transparent at all.

Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

It Makes life easier

I love Paypal makes easter my life, what i like mist it's i can buy with confident, I always recommend PayPal to my friends. Reviewed on: 19th April 2026

Never had a problem always there when I need it defi...

Never had a problem always there when I need it definitely recommend PayPal credit and it’s safer to use Reviewed on: 19th April 2026

Recommend using PayPal 10/10

I have been using PayPal for the last 8 years, their customer service is excellent and they are an extra layer of protection between you and the retailer. I like that you can link your bank accounts and your cards, and also gave the options of Pay in Three or credit if needed. Reviewed on: 19th April 2026

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