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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

reliable.

Easy to use and reliable. Always available and universally acceptable. Reviewed on: 19th April 2026

I've been with PayPal for over 20 years, and I can h...

I've been with PayPal for over 20 years, and I can honestly say they’ve been a crucial part of my online transactions. Their customer service is truly top-notch! Anytime I've encountered an issue, their team has been incredibly responsive and helpful. Whether it's a simple question or a more complex problem, they always take the time to ensure I feel valued as a customer. The user-friendly interface makes managing my transactions a breeze, and the security features give me peace of mind. I appreciate how they've continually improved their platform over the years, adapting to the changing landscape of online payments. Overall, I can't recommend PayPal enough for anyone looking for reliable service and outstanding support. Here’s to many more years with them! Reviewed on: 19th April 2026

Not too clear how payments for pay later payments wo...

Not too clear how payments for pay later payments work out. Unclear Reviewed on: 19th April 2026

PayPal review

Easy to use, straight forward system, the app is the same Reviewed on: 19th April 2026

I try to use paypal with most of my purtise.

I try to use paypal with most of my purtise. Reviewed on: 19th April 2026

So easy to use, love the pay in three or four months...

So easy to use, love the pay in three or four months interest free credit. And the alerts/updates for deliveries are great too. Reviewed on: 19th April 2026

This is, by far, the best credit card/account I have...

This is, by far, the best credit card/account I have ever had. The service is excellent, the 0% over 3 months is a huge bonus and it is do flexible and easy to use. I have already recommended to friends and family and will continue to do so. Reviewed on: 19th April 2026

PayPal offers easy transactions, protection, and sim...

PayPal offers easy transactions, protection, and simple technology that I use for most of my purchases. When I've had to contact them, I'm kept informed and feel valued. Reviewed on: 19th April 2026

It’s simple.

It’s simple. pleasant & Intuitive. Reviewed on: 19th April 2026

Thank you PayPal for the excellent choice which help...

Thank you PayPal for the excellent choice which helps people struggling, using the pay in 3. Reviewed on: 19th April 2026

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