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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I have used pay pal for years, never had any problem...

I have used pay pal for years, never had any problems, its the safest way to pay ! Its the only way I can truly trust to pay via Reviewed on: 19th April 2026

Great way to make purchases with interest free month...

Great way to make purchases with interest free months when money is tight Reviewed on: 19th April 2026

love how easy it all is

love it! I’ve had a great experience with PayPal Credit—quick to set up, easy to use, and really helpful for spreading the cost of purchases. The process is smooth, payments are clear to manage, and it’s been reliable every time I’ve used it. Highly recommend! Reviewed on: 19th April 2026

Very good all around performance and information and...

Very good all around performance and information and how to find it Reviewed on: 19th April 2026

Great service

PayPal have been very helpful in sorting out problems straight away Reviewed on: 19th April 2026

Love itGreat way to spend and be protected

Great way to spend and be protected Reviewed on: 19th April 2026

Paypal is good to all customer support.

Paypal is good to all customer support. Reviewed on: 19th April 2026

Great experience

I have had no problems using PayPal credit. I am always in control and am up to date with what’s going on with it. I have set up auto pay to make the regular monthly payments so I don’t need to worry about making sure the payments arrive on time and my statements are always clear and informed. Reviewed on: 19th April 2026

Paypal is a godsend for me financially.

Paypal is a godsend for me financially. Is had helped me to budget towards a holiday every year. Buy unexpected necessary items. The options to pay are unrivalled in my opinion. For the average working man in this dau in age it is the future of money. Reviewed on: 19th April 2026

Easy transactions.

Easy transactions. Hassle free. Helps me organise my finances. Reviewed on: 19th April 2026

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