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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

very helpfull,stres less when you need pay right hie...

very helpfull,stres less when you need pay right hiere right now.Get me psychical confort couple times without waiting for nex payday. Reviewed on: 19th April 2026

Excellent service never had any issues with this sit...

Excellent service never had any issues with this site thank u Reviewed on: 19th April 2026

Outstanding

Very helpful and fast service. Whenever I need help they help straightaway. Mainly, I can shop with PayPal without any risk, and I know if I get scammed, they are always in my back. Reviewed on: 19th April 2026

Pay in 3 is the best,no interest!

Pay in 3 is the best,no interest! Also 4 months with no interest Reviewed on: 19th April 2026

Great option for unexpected costs

PayPal credit has been a great way if splitting payments for any essentials or unexpected needs, variety of retailers offer the service as a payment method too, and the repayments are clear, easy to maintain. I particularly like the Pay in Three option. Reviewed on: 19th April 2026

Easy to use!

Easy to use! love the pay in 3 option spreads the cost with ease. Very helpful with issues and insurance when fraud occurs. Reviewed on: 19th April 2026

Having been offered an incentive I used PayPal credi...

Having been offered an incentive I used PayPal credit to purchase a large item of value. I paid back the credited amount over a period of time. My only issue is not finding it easy to create a bank account to repay the credit directly from my bank. Reviewed on: 19th April 2026

I’m using PayPal credit for most of my big transacti...

I’m using PayPal credit for most of my big transactions Reviewed on: 19th April 2026

Great way to spread the cost of large purchases

Great way to spread the cost of large purchases Reviewed on: 19th April 2026

Very useful to have the credit available.

Very useful to have the credit available. Reviewed on: 19th April 2026

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