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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Paypal provides the simplest fastest and most secure...

Paypal provides the simplest fastest and most secure transactions. If there ever was a difficult situation (like a scam seller) PayPal always resolved my issues within days with excellent communication and explanation of each step of the refund process. I’m highly enjoying it. Reviewed on: 19th April 2026

very good service experience and I used most of the...

very good service experience and I used most of the time Reviewed on: 19th April 2026

Love PayPal

Love PayPal.So easy to pay with it and it’s available nearly in every website.Easy to use and great service.Money is also save like in bank.Would recommend it to anyone Reviewed on: 19th April 2026

PayPal were fantastic in helping me transfer my refu...

PayPal were fantastic in helping me transfer my refunded airfare from my PayPal credit account to my PayPal account in order to be able to withdraw the money. Reviewed on: 19th April 2026

PayPal the best

The best and safest thing u did is PayPal Reviewed on: 19th April 2026

Great customer service i had to get in contact regar...

Great customer service i had to get in contact regarding a debit card and the member of staff was brilliant helped me sort this out on the app. I would definitely recommend as it's a safe way to pay for things. Reviewed on: 19th April 2026

I needed to buy something that I could set up direct...

I needed to buy something that I could set up direct debits to repay, but also overpay when I have some extra money. It was easy to get the credit fromPayPay. Reviewed on: 19th April 2026

Always easy to use the app, very useful services, cl...

Always easy to use the app, very useful services, clear and understandable. Feels safe. Reviewed on: 19th April 2026

Quick and efficient way to pay for goods.

Quick and efficient way to pay for goods. Reviewed on: 19th April 2026

I have never had a problem

I have never had a problem, with PayPal, the team are always there to help with any issues, always helpful and productive. The credit system is easy to use, and is so helpful especially when you need to Christmas or Birthday presents as well as alot of day to day items. Reviewed on: 19th April 2026

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