Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Easy to use, never had a bad experience and have bee...

Easy to use, never had a bad experience and have been using it for a couple of years. Great if you want a hassle free way of splitting payments. You can pay by direct debit or when you get the reminder. Reviewed on: 19th April 2026

The best payments services and phone application

Very easy to use. I love the payment in three months without interest. Also, i love the possibility to pay nig purchases on 12 monthly instalments without interest. The phone application is amazing! Reviewed on: 19th April 2026

So easy to use best way of paying for your...

So easy to use best way of paying for your items Reviewed on: 19th April 2026

Pay pal is easy reliable and secure I have it in my...

Pay pal is easy reliable and secure I have it in my wallet on my phone for fast access.it is accepted by most retailers.i would recommend it to others Reviewed on: 19th April 2026

The pay pal credit limit doesn’t go up qwick enough...

The pay pal credit limit doesn’t go up qwick enough Reviewed on: 19th April 2026

The best!

The best! Love it! Very convenient to use on my phone’s wallet app. Widely accepted everywhere. Reviewed on: 19th April 2026

Great way to pay.

Super convenient way of spreading the load ,paying over time for the things you want or need. Its also a secure way of payment giving you confidence that your purchase will be on its way to you ASAP. Reviewed on: 19th April 2026

Paypal covers all my needs.

Paypal covers all my needs. Easy and convenient to use Reviewed on: 19th April 2026

Had a problem transaction customer service couldn’t...

Had a problem transaction customer service couldn’t have been any more helpful sorted very quick Reviewed on: 19th April 2026

I find that i spending is protected when I use PayPal.

I find that i spending is protected when I use PayPal. I am not concerned with corns as PayPal will always find out if someone is trying to cheat me of my money Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub