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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Best retail finance provider

I’ve been with PayPal for approximately 9 years now & they have always provided great customer service, their products are also great! Reviewed on: 19th April 2026

I have had no issues with paypal

I have had no issues with paypal Reviewed on: 19th April 2026

Paypal his very Relieable way to pay for goods Exce...

Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026

Excellent service!

PayPal has been excellent in times when I’ve needed to make purchases, good customer service and are there if any problems have arisen with my order. Reviewed on: 19th April 2026

The experience is very good I would like to increase...

The experience is very good I would like to increase my credit Reviewed on: 19th April 2026

Easy to use and clear to what your payments are

Easy to use and clear to what your payments are Reviewed on: 19th April 2026

Highly recommended money manager

Superb way to spread costs short-term without overspending or over committing. Easy to manage via App. Feels secure and trustworthy when paying online. Reviewed on: 19th April 2026

Overall quick and easy, no complaints

Overall quick and easy, no complaints Reviewed on: 19th April 2026

Easy to navigate and understand.

Easy to navigate and understand. Well designed website pages. Clear and well spaced. Flick from page to page is quick and simple. The only gripe is when you pay your balance, it sometimes takes a few days to settle the account Reviewed on: 19th April 2026

PayPal is convenient for all my online shopping.

PayPal is convenient for all my online shopping. Great customer service Reviewed on: 19th April 2026

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