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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

My experience with PayPal is very great, PayPal prot...

5
My experience with PayPal is very great, PayPal protects me from fraudulent transactions and get my money back from fake sellers and scammers, I will tell people who are not yet use PayPal for their transactions are missing great opportunity Reviewed on: 19th April 2026

Never had any trouble with PayPal.

5
Never had any trouble with PayPal. Does what it says on the tin. Always reliable & clear in communication. Cannot fault. Reviewed on: 19th April 2026

PayPal is a flexible, reliable, and easy-to-use.

5
PayPal is a flexible, reliable, and easy-to-use payment platform that allows users to send and receive money quickly and securely. It supports multiple currencies, works across different devices, and is widely accepted worldwide, making everyday transactions simple and convenient. Reviewed on: 19th April 2026

Flexibility and ease of use are PayPals strongest fe...

4
Flexibility and ease of use are PayPals strongest features Reviewed on: 19th April 2026

PayPal makes purchases simple and manageable.

5
PayPal makes purchases simple and manageable. It creates a very easy way to pay. The rewards system is good and means that you are getting a little bit more from every purchase. Peace of mind when buying of places like eBay is also a great help Reviewed on: 19th April 2026

Very professional and service was amazing

5
Very professional and service was amazing Reviewed on: 19th April 2026

It very convenient for me to work with.

5
It very convenient for me to work with. I had bad experiences with PayPal credit at one time went i bought a product for £11.99 from a company and then took £ 49.99 and PayPal credit pay out the money without me authorise it but it my mistake to get scam of £49.99and was about to get scamof£99.99 if ii dodnt cancelled it thank for the emails that one time I always check your email Reviewed on: 19th April 2026

It’s really easy to use, excellent service when I ha...

5
It’s really easy to use, excellent service when I have call for help. Results for sorting out any issues are resolved straight away. Love using 3 payments interest free. Reviewed on: 19th April 2026

I honestly love paypal

5
I honestly love paypal helped me out so many times Reviewed on: 19th April 2026

Easy to use, good credit, good customer support

5
Easy to use, good credit, good customer support Reviewed on: 19th April 2026

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